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  <url>
    <loc>https://yourownterms.com.au/#borrow</loc>
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  <!-- How much can I borrow content pages -->
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  <url>
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  <url>
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  <!-- Mortgage repayment calculator content page -->
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    <loc>https://yourownterms.com.au/mortgage-repayment-calculator/</loc>
    <lastmod>2026-03-18</lastmod>
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  <!-- Stamp duty pages -->
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  <url><loc>https://yourownterms.com.au/stamp-duty-calculator/tas/</loc><lastmod>2026-03-18</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://yourownterms.com.au/stamp-duty-calculator/act/</loc><lastmod>2026-03-18</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://yourownterms.com.au/stamp-duty-calculator/nt/</loc><lastmod>2026-03-18</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>

  <!-- Offset account calculator -->
  <url><loc>https://yourownterms.com.au/offset-account-calculator/</loc><lastmod>2026-03-18</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>

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